Home / 暮らし / ファイナンス / 家計 / 節約 / 1000万貯めたい!を叶える貯金の仕方は節約と副業にアリ!
お金
お金

1000万貯めたい!を叶える貯金の仕方は節約と副業にアリ!

金

いつもいつも生活費の心配はしたくない、派遣社員だから、来月すら不安、、。毎日お金の悩みはつきませんよね。地震や景気の動向を気にせず、せめて2~3年は働かなくても暮らせる位の貯金は欲しいものです。3年分として最低1000万の貯金は欲しい! 今回は切実に貯金を貯めたい方に最短で貯まるノウハウと節約方法をご紹介しましょう。

毎年100万貯めれば、10年で1000万です。その場合の毎月の貯金額は約84,000円です。いかがですか?20年なら毎月42,000円になります。いきなり1千万円貯める!と思うと金額が大きいので想像しにくいですが、毎月42,000円なら頑張れば手が届くかも?と思いますよね。

天引き貯金でお給料から毎月5万円を定期預金し、3万円を副業で稼ぐ、という方法もあります。10年で1千万貯まると思えば、ぜひ副業も考えてもみましょう。

スポンサーリンク

副業で稼ごう!

ガッツ

その1:ペットシッター

高齢者が多くなりましたね。1人暮らしの寂しさを犬や猫で慰めている方も多いのではないでしょうか?高齢者の心配は自分が病気、入院になった場合のペットの 世話でしょう。人間なら公的機関で預かって貰えますが、日本では100%飼い主主義。先進国の中でも1番犬や猫の保健所殺処分が多い国なのです。犬は年間8 万匹、猫はなんと20万匹も保健所に持ち込まれるとか。

とんでもない!と思っている飼い主さんの助っ人をしてあげませんか?犬の散歩代行のアルバイトは大体 1500円から2000円。1日預かるペットホテルは3000円が相場で、犬、猫の大きさや、病気の有無で料金は変わってきます。自分のブログに「犬の散歩代行しま す!」と地域限定でコメントしておくと、思わぬ副収入が入るかも。これからますます期待できそうな分野です。

その2:せどり

せどりとは、ブックオフなどで中古の書籍やCD、DVD、ゲーム、ビデオなどを安く仕入れ、Amazonやヤフオクで高く転売して利益をとるビジネスのことです。 以前は専門の知識のある古書店の方などプロの専売特許でしたが、簡単に商品相場を調べられる携帯ツールの登場により、主婦や学生といった一般の方々にも気軽 に参入できるようになりました。

せどりは本でも、漫画のみ、とかターゲットを絞ると結構やりやすいかも。月数万程度稼ぐ人はかなりいます。ある程度熟練した 主婦で月10万以上、中には人を雇ってビジネスにして月収100万以上売り上げる人もいるそうです。趣味と実益を兼ねてやってみるのも面白いですよね。

その3:FX 投資

FXとはForeign Exchangeの略で、外国為替証拠金取引の事。日本の通貨をアメリカのドルやユーロ等世界中の通貨で為替取引を行い、日本円を外国の通貨に替え て、日々変動していく通貨レートを見極め日本円に戻した時のその差額が儲けになります。ある程度の元手があれば、やり方は簡単です。何度も繰り返す事で儲けも 増えますよね。簡単に説明すると、

11ドル=100円のとき100万円で1万ドル(100万円分)を購入します。 2少し時間が経ち、1ドル101円になったとき、1万ドルを日本円に戻す。すると101万円になります。(逆に言うと、99円となった場合99万円となってしまいま す。)その場合は、99円になる前に損が出たら直ぐに売ってしまうか再び100円になるまで待てば良いのです。

実際の取引では半日や数分の動きを見て1円未満の80 銭や30銭等1円未満の利益を狙って取引をする人がいます。短期間の取引ですので利益も少ないですが、損も少なくなり管理しやすいです。また、銀行と同様にお 金を預ける事によって金利(スワップ金利)も受け取れます。

その4:廃家電回収スタッフ

住宅街でよく見かけるのが中古家電・バイクの回収トラックです。昔は「古新聞、古雑誌~」が今や「カラーテレビ・パソコン・オートバイ~」にかわっています。 この求人ならアルバイト情報誌で簡単に見つかります。ポイントは「中古家電・バイク引き取りスタッフ」。大体が完全出来高制なので、頑張れば月収20~30万円 以上も夢ではありません。

本業にしても良いほどの高収入ですよね。注目すべきなのは勤務時間帯。「都合の良い時間帯・曜日でOK・土日のみの副業歓迎!」と なっているところです。ただし、車のリース代が必要で、「1日1,000円」は自己負担。また、「古物商免許」が必要で、地元警察署に申請すれば誰でも取得できま すが、3万円くらい費用がかかります。

毎月のちまちま節約

掃除機を使わない

掃除機を使わず、モップや雑巾を使って掃除をしましょう。掃除機では行き届かない汚れもキレイに拭くことができる上、電気代を節約できます。掃除機(600W)の使用時間を1週間当り2時間減らすことができると、月々約110円、年間約1,320円節約できます。

電気の節約

切れかかった蛍光灯は早めに交換した方がよい。切れかかった蛍光灯は通常の電気代の約3倍以上も電気を消費してしまうこともある。

ゴミ袋の節約

ゴミは折りたたんで小さくして捨てましょう。ゴミを大きいまま捨てると、袋を余計に使用してしまいます。小さく折りたたみ捨てることで、ゴミ袋を無駄に使用しなくて済みます。家庭ごみ50リットル用ゴミ袋1枚減らすと、約25円節約できます。1ヶ月にゴミ袋4枚減らした場合、月々約100円、年間約1,200円節約できます。

心も生活も整理されて輝く!貯金・節約のすすめ
横山 光昭
ぱる出版
売り上げランキング: 72,081

まとめ

いかがですか。やはり貯金をしたいなら、「節約」と「収入を増やす」のが最短の道です。毎日の積み重ねが、年単位では結構な金額になります。副業は頑張れば本業より稼げるようになるかも知れません。頑張りましょう!

スポンサーリンク

Check Also

パソコン

人気節約主婦ブログから見えた5つの節約術

独身の時は、お金も自由に使えま …

60 comments

  1. Its not my first time to pay a quick visit this web page, i am
    visiting this web page dailly and get pleasant data from here every day.

  2. Wow, that’s what I was searching for, what a data! present here at this weblog, thanks admin of this web page.

  3. Hello I am so excited I found your site, I really found you by error, while I
    was researching on Yahoo for something else, Anyhow I am here now and
    would just like to say thank you for a fantastic post and a all round thrilling blog (I
    also love the theme/design), I don’t have time to look over it all at the moment but I have
    bookmarked it and also added in your RSS feeds,
    so when I have time I will be back to read more, Please do keep up the superb work.

  4. This is the perfect blog for anybody who would like to understand this
    topic. You understand a whole lot its almost tough to
    argue with you (not that I actually will need to…HaHa).
    You definitely put a fresh spin on a subject which has been written about for ages.
    Excellent stuff, just excellent!

  5. I was curious if you ever considered changing the layout of your
    blog? Its very well written; I love what youve got to say.
    But maybe you could a little more in the way of content so people
    could connect with it better. Youve got an awful lot of text for only having 1 or 2
    pictures. Maybe you could space it out better?

  6. Hi there! Quick question that’s completely off
    topic. Do you know how to make your site mobile friendly?
    My weblog looks weird when browsing from my iphone. I’m trying to
    find a template or plugin that might be able to resolve
    this issue. If you have any suggestions, please share. Many thanks!

  7. Hi, I do think this is an excellent site. I stumbledupon it 😉 I may revisit once again since I book-marked it.
    Money and freedom is the best way to change, may you be rich and
    continue to help others.

  8. I do not know whether it’s just me or if everyone
    else experiencing issues with your blog. It appears like some of the text on your content are running off the screen. Can someone else please
    provide feedback and let me know if this is happening to them as well?

    This could be a problem with my web browser because I’ve had this happen before.
    Many thanks

  9. What’s up everyone, it’s my first go to see at
    this web page, and piece of writing is really fruitful in favor of
    me, keep up posting these types of articles or reviews.

  10. Thanks for ones marvelous posting! I quite enjoyed reading it,
    you are a great author. I will make certain to bookmark your blog
    and will eventually come back at some point. I want to encourage you continue your great job, have a nice morning!

  11. I was suggested this blog by way of my cousin. I’m now not sure
    whether or not this put up is written via him as no one
    else recognize such designated about my difficulty. You are wonderful!

    Thanks!

  12. You made some good points there. I looked on the net for more info
    about the issue and found most people will go along with your views on this web site.

  13. hello there and thank you for your info –
    I have certainly picked up anything new from right here.
    I did however expertise some technical points using this web site, as I experienced to reload the web site lots of times previous to I could get it to load correctly.
    I had been wondering if your web host is OK? Not that I’m complaining,
    but slow loading instances times will sometimes affect your placement in google and can damage your high-quality score if advertising and marketing with Adwords.
    Anyway I’m adding this RSS to my email and can look out for much more of your respective interesting content.
    Make sure you update this again soon.

  14. hello!,I love your writing so so much! proportion we be in contact extra about your article on AOL?
    I need an expert on this space to solve my problem. Maybe that’s you!

    Taking a look forward to see you.

  15. After I initially commented I appear to have clicked
    the -Notify me when new comments are added- checkbox and from now on every
    time a comment is added I receive 4 emails with the exact same comment.

    Is there a means you are able to remove me from that service?

    Kudos!

  16. This article will assist the internet visitors for creating new blog or even a weblog from start to
    end.

  17. What’s up, this weekend is good designed for me, as this
    point in time i am reading this fantastic educational post here at my house.

  18. I go to see everyday some websites and websites
    to read posts, except this web site provides quality based posts.

  19. My brother suggested I might like this website.

    He was entirely right. This post truly made my day. You can not imagine just
    how much time I had spent for this info! Thanks!

  20. I feel this is one of the most important info
    for me. And i am happy reading your article. However
    should remark on some general issues, The web site
    taste is great, the articles is in point of fact great : D.
    Good activity, cheers

  21. Aw, this was an extremely good post. Finding the time and actual effort to produce a top
    notch article… but what can I say… I procrastinate a lot and don’t seem to get nearly anything done.

  22. I was extremely pleased to discover this site.
    I wanted to thank you for ones time due to this wonderful read!!

    I definitely savored every bit of it and i also
    have you saved as a favorite to see new things in your
    blog.

  23. Awesome! Its really awesome paragraph, I have got much clear idea about from this piece of writing.

  24. Fantastic beat ! I wish to apprentice at the same time as you amend your site,
    how could i subscribe for a blog web site? The account aided me a appropriate deal.
    I had been tiny bit familiar of this your broadcast offered brilliant transparent concept

  25. Hi would you mind sharing which blog platform you’re working with?
    I’m going to start my own blog soon but I’m having a
    tough time choosing between BlogEngine/Wordpress/B2evolution and Drupal.

    The reason I ask is because your design seems different
    then most blogs and I’m looking for something unique.
    P.S Sorry for being off-topic but I had to ask!

  26. I always used to study piece of writing in news papers but now as I
    am a user of net therefore from now I am using net for content, thanks to web.

  27. If you are going for best contents like me, only go to see this web
    page everyday since it provides quality contents, thanks

  28. This is the perfect blog for anyone who wishes to understand this topic.

    You understand so much its almost tough to argue with you (not that I actually
    would want to…HaHa). You certainly put a new spin on a subject that’s been written about for many years.
    Great stuff, just wonderful!

  29. You could certainly see your skills in the article you write.

    The arena hopes for more passionate writers like you who
    aren’t afraid to say how they believe. At all times follow your heart.

  30. My brother recommended I might like this blog. He was totally right.
    This post truly made my day. You cann’t imagine
    simply how much time I had spent for this information! Thanks!

  31. I blog frequently and I genuinely appreciate your content.
    Your article has really peaked my interest.
    I’m going to bookmark your website and keep checking for new information about
    once per week. I subscribed to your RSS feed as well.

  32. Great blog here! Also your web site quite a bit up fast!
    What host are you using? Can I get your associate link to your host?

    I want my website loaded up as fast as yours lol

  33. This piece of writing offers clear idea in favor of the new visitors
    of blogging, that genuinely how to do blogging.

  34. I loved as much as you’ll receive carried out right here.

    The sketch is attractive, your authored material stylish. nonetheless,
    you command get bought an nervousness over that you wish be
    delivering the following. unwell unquestionably come further formerly again since exactly the
    same nearly very often inside case you shield this increase.

  35. Fantastic goods from you, man. I’ve understand
    your stuff previous to and you are just extremely great.
    I really like what you’ve acquired here, certainly like
    what you are saying and the way in which you say it.

    You make it enjoyable and you still care for to keep it sensible.
    I can’t wait to read far more from you. This is really a great
    web site.

  36. Exceptional post but I was wanting to know if you could write
    a litte more on this subject? I’d be very grateful if you
    could elaborate a little bit further. Cheers!

  37. Generally I don’t read post on blogs, but I would like to say that this write-up very forced me to try and do it!
    Your writing style has been amazed me. Thanks, quite great article.

  38. Have you ever considered about including a little bit more
    than just your articles? I mean, what you say is valuable and all.

    However imagine if you added some great visuals or video clips to give your posts more, “pop”!
    Your content is excellent but with images and clips, this website could undeniably be one of
    the most beneficial in its niche. Superb blog!

  39. What’s up, just wanted to say, I liked this article. It was helpful.

    Keep on posting!

  40. I’m amazed, I have to admit. Seldom do I come across a blog that’s both equally educative and engaging,
    and without a doubt, you’ve hit the nail
    on the head. The problem is something that too few men and women are speaking intelligently
    about. I am very happy that I stumbled across this during my search for something relating to
    this.

  41. Does your blog have a contact page? I’m having
    a tough time locating it but, I’d like to send you an email.
    I’ve got some suggestions for your blog you might be interested in hearing.
    Either way, great website and I look forward to seeing it improve over time.

  42. Fantastic goods from you, man. I’ve understand your stuff previous to and you are just too fantastic.

    I really like what you’ve acquired here, certainly like what you’re
    saying and the way in which you say it. You
    make it entertaining and you still care for to keep it wise.
    I cant wait to read far more from you. This is actually a tremendous web site.

  43. Very nice post. I just stumbled upon your blog and wanted to say
    that I’ve truly enjoyed surfing around your blog posts. After
    all I’ll be subscribing to your feed and I hope
    you write again soon!

  44. Your style is very unique in comparison to other people I’ve
    read stuff from. Many thanks for posting when you’ve got
    the opportunity, Guess I will just bookmark this blog.

  45. I got this web site from my friend who informed me concerning this web page and now this time I am visiting this web
    page and reading very informative articles at this time.

  46. This piece of writing will help the internet people for setting
    up new web site or even a blog from start to end.

  47. Wonderful, what a webpage it is! This weblog gives useful information to
    us, keep it up.

  48. No matter if some one searches for his required thing, thus he/she desires to be available
    that in detail, therefore that thing is maintained over here.

  49. Fine way of explaining, and nice article to take data about my presentation subject, which i am going to present in university.

  50. Pretty! This has been an incredibly wonderful article.

    Many thanks for supplying these details.

  51. Hi there, yeah this piece of writing is truly pleasant and I have learned lot of things from it regarding blogging.
    thanks.

  52. I have read several excellent stuff here. Definitely price
    bookmarking for revisiting. I wonder how a lot attempt you place to make the sort of wonderful informative web site.

  53. Your mode of explaining all in this piece of writing is in fact fastidious, every
    one be able to simply understand it, Thanks
    a lot.

  54. Excellent site you have here.. It’s difficult to
    find high quality writing like yours these days. I really appreciate people like you!

    Take care!!

  55. I like it when folks come together and share views.
    Great website, keep it up!

  56. Excellent post. I was checking constantly this weblog and I am
    impressed! Very useful information specially the ultimate section 🙂 I take care of such info
    much. I was looking for this particular information for a very lengthy time.
    Thanks and best of luck.

  57. constantly i used to read smaller articles that also clear
    their motive, and that is also happening with this post
    which I am reading here.

  58. I want to to thank you for this fantastic read!! I absolutely enjoyed every little bit of it.
    I’ve got you bookmarked to look at new things you
    post…

  59. This design is spectacular! You definitely know how to keep a reader amused.
    Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Great job.
    I really enjoyed what you had to say, and more than that, how you presented it.

    Too cool!

  60. Fastidious replies in return of this query with firm arguments and explaining the whole thing about
    that.

コメントを残す

メールアドレスが公開されることはありません。 * が付いている欄は必須項目です